Hurricane Irma Resources

SBA Disaster Assistance Information
  • The Key West Chamber of Commerce has set a meeting with the SBA Disaster Assistance for Monroe County  for Wednesday, September 27, 2017 from 4:00p.m. – 7:00p.m. at Key West City Hall, 1300 White Street to assist everyone with the small business loans application process.   

    We are also planning to have SBDC Florida Keys Community College Bridge Loan Program at that meeting. Attached you will find information on the diaster assistance available.  They offer low-interest disaster loans to businesses of all sizes.  These loans are available for physical damages and/or working capital.

    If you have any questions please contact the Chamber at 305-294-2587. 

Please see the attached SBA disaster assistance news release for Florida due to Hurricane Irma.   The U.S. Small Business Administration now includes additional counties to the disaster declaration in Florida affected by Hurricane Irma that began on Sept. 4, 2017.

The disaster declaration covers the counties of Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lafayette, Lake, Lee, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, Saint Johns, Saint Lucie, Sumter, Suwannee, Union, and Volusia in Florida which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.  Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Hamilton, Madison and Taylor in Florida; Camden, Charlton, Clinch, Echols and Ware in Georgia.

Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate.  Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property.

Interest rates are as low as 3.305 percent for businesses and 2.5 percent for nonprofit organizations, 1.75 percent for homeowners and renters with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at

To be considered for all forms of disaster assistance, applicants should register online at or on the FEMA mobile App.  If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362.  Those who use 711or Video Relay Services may also call 800-621-3362. People who use TTY may call 800-462-7585. 

Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to  Completed applications should be returned to a recovery center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to return applications for physical property damage is Nov. 9, 2017.  The deadline to return economic injury applications is June 11, 2018.

Please feel free to distribute this release to any of your local contacts, so we can make the widest possible distribution for those affected and those that may be interested.  We will provide updated information as it becomes available. 


Jay MacKenna
Public Affairs Specialist
U.S. Small Business Administration
Office of Disaster Assistance
Field Operations Center East
101 Marietta Street, NW, Suite 700
Atlanta, GA 30303-2725
Telephone: (404) 331-0333

Federal Disaster Loans for Businesses of All Sizes, Homeowners and Renters
MCBA Admin,
Sep 23, 2017, 12:43 PM
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MCBA Admin,
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